Retail
March 12, 2026
Shifts in the payments landscape are creating new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers. Image credit: Shutterstock
By Luxury Marketer Intelligence
Shifts in the payments landscape are creating new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers.
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","iv":"2a18bc517cc97e840729ccf19316f3fa","s":"e15be29a2d1b208e"}
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