Retail
March 12, 2026
Shifts in the payments landscape are creating new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers. Image credit: Shutterstock
By Luxury Marketer Intelligence
Shifts in the payments landscape are creating new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers.
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","iv":"51dc2255962dc20f8566ae71a543a54b","s":"7d48c8c1d6fd0fbe"}
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