Retail
March 12, 2026
Shifts in the payments landscape are creating new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers. Image credit: Shutterstock
By Luxury Marketer Intelligence
Shifts in the payments landscape are creating new ways for businesses to unlock efficiencies, deliver value for their organization and better serve customers.
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","iv":"51d63c3a202c9c7fbeb5e0df1cd827d7","s":"0a935c52c7a1b886"}
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